Joe has had long and successful career as a financial services representative starting in 1982 with John Hancock Mutual Life Insurance Co., transitioning to Acorn Financial Services in the early 2000s.

Joe received his BS in Business Administration, summa cum laude, from Fairleigh Dickinson University. He earned his CLU and ChFC in 1997, his CFP in 1999 and he holds the Series 6, 7, 63 and 65 licenses.

Joe lives in Bergen County with his wife Ro and enjoys fishing, cooking and traveling.